The decision to move your parents into a senior living facility isn’t an easy one. Moreover, if you’re ready to sell your home and move into a senior community, either alone or with a partner, you might wonder if you’re making the right choice. First, it’s important to understand that moving into senior living doesn’t mean giving up your independence.
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With so many different types of senior living facilities available, all at different prices, the first step is understanding your needs and budget. From there, know the questions to ask to find a facility that will meet your needs now and, in the case of a continuing care retirement community, provide additional care as your needs change.
Find a Facility with the Level of Care You Need
There are several different levels of senior living communities, according to the Federal Long Term Care Insurance Program. Knowing which kind of community you or your loved one needs is the first step in choosing the best senior living facility.
Independent living facilities attract seniors, often beginning at 55+ but more frequently starting at 60 years old, who can still live on their own. Most residents are looking to right-size their space, gain access to affordable (or free) amenities, and connect with other people for social activities.
Assisted living communities, on the other hand, provide support with up to two activities of daily living, such as transportation or cleaning. Like independent living communities, these facilities offer amenities and opportunities to connect with other older adults.
Memory care communities are similar to assisted living facilities but provide care tailored for seniors living with Alzheimer’s, dementia, or similar cognitive issues. They cost more but can provide the peace-of-mind loved ones need.
Nursing homes offer short-term care for seniors who need 24-hour care from trained medical professionals.
Finally, continuing care retirement communities (CCRCs) provide flexible options, whether you need a lot of help, a little help, or can live independently.
Establish Your Budget and Understand the Costs
The median monthly cost for independent living communities is $3,065, according to SeniorLiving.org. That’s significantly more than the average rent of $1,761 across the US, based on RentCafe.com figures. But the amenities, convenience, and community can make it worthwhile for many seniors.
Assisted living, nursing home care, and continuing care retirement communities can cost significantly more. Long-term care insurance may help cover some of these costs. Before you choose a senior community, calculate your budget and be sure you understand all the costs. Ask questions about what’s included in the monthly price, the cost for add-on services, and what might be covered by LTC insurance.
Consider the Amenities and Daily Life
Amenities can greatly affect the price of senior living. They also affect your everyday life. Are you looking for adult education classes, group fitness classes, or community events like BINGO, dances or karaoke night? Do you want a pool and hot tub? Are you looking for a community that offers off-site events, with transportation provided?
Some seniors might seek a vibrant nightlife community, while others just want communal meals as a chance to connect with their neighbors a few times a day.
Evaluate the Staff
If you or a loved one is moving into an independent senior community, you just want to make sure the staff you encounter are friendly and helpful. The quality of care matters more in assisted living or CRCC facilities. Before you or a loved one moves into this type of community, ask about the staff-to-resident ratio. Find out if staff has specific training in caring for residents with Alzheimer’s, diabetes, or other common diseases. Ask if they have staff licensed to administer medication.
If you or your loved one needs some extra help, you want to find a community with the staff that has the training, licensure and certifications to provide it.
Tour the Facility
Once you understand the total costs, as well as the amenities and services offered, it’s time to tour your top-choice facilities. Look around and determine the cleanliness of the facility, if grounds are cared for, and if pools and hot tubs look clear and safe.
Strong odors may indicate residents aren’t cared for properly or the space isn’t kept as clean as it should be.
Look around to determine if the facility is safe. Ask about security measures. Evaluate the floor plans. Is the facility easy to navigate and are activities easily accessible?
Finally, evaluate the overall look and feel, including the decor. Is this a place you or your loved one will feel comfortable and happy?
Choosing a senior living facility isn’t easy and a lot of factors go into determining the best-fit for any individual. Keep these guidelines in mind as you get set to make this next important lifestyle step for yourself, a parent, or any loved one.
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